VA Partial Entitlement Calculator
Calculate your remaining VA loan entitlement and maximum loan amount when you have an existing VA loan or have used your benefit before.
Calculate Your Entitlement
Calculate Your Remaining Entitlement
Enter your loan information to see how much remaining VA loan entitlement you have available.
Understanding VA Loan Entitlement
Basic vs. Bonus Entitlement
- Basic: $36,000 for all eligible veterans
- Bonus: Up to 25% of county loan limit
- Can be restored after loan payoff
- Multiple VA loans possible
County Loan Limits
- Base limit: $726,200 (most areas)
- High-cost areas: Up to $1,089,300
- Updated annually
- Affects maximum loan amount
Need Help Understanding Your Entitlement?
Our VA loan specialists can help you understand your remaining entitlement and explore your loan options.
Important Disclaimer
The entitlement calculations provided by this calculator are for illustrative purposes only and should not be considered as a guarantee of available entitlement or loan approval.
Actual entitlement amounts may vary based on multiple factors including but not limited to:
- Current VA loan status and history
- County loan limits in your area
- Previous VA loan defaults or foreclosures
- Changes in VA entitlement rules
- Property location and type
- Lender-specific requirements
We recommend consulting with a VA-approved lender for accurate entitlement determination. All loans are subject to credit approval and property requirements.
Last Updated: 5/31/2025 | Calculator uses current VA loan limits and entitlement rules